Your home, your income and the people you love deserve a plan. Protected Life helps you make sense of personal protection and find cover that reflects your life, priorities and budget.
Your protection options
A financial safety net for your loved ones.
Life Insurance can pay a lump sum if you die while covered by the policy. Your loved ones could use it towards a mortgage, household bills or other commitments at a difficult time.
The amount and length of cover should reflect who depends on you and what they would need. We’ll help you consider your circumstances and explain the options, including whether a trust may be appropriate.
Speak to an adviserSpace to focus on recovery.
Critical Illness Cover can pay a lump sum if you are diagnosed with a condition that meets the policy’s specified definition. The money could help with regular bills, treatment-related expenses or adjustments at home.
Policies differ in the illnesses and severity levels they cover. We’ll explain the key definitions and exclusions so you understand the cover you’re considering.
Speak to an adviserHelp to keep everyday life moving.
If illness or injury prevents you from working, Income Protection can replace part of your earnings with a regular payment. This can help you keep up with rent or mortgage payments and essential bills.
Payments normally begin after an agreed waiting period. The benefit amount and payment term should fit your income, sick pay and savings, as well as your budget.
Speak to an adviserSupport through a temporary setback.
Accident & Sickness policies may provide a short-term monthly benefit if an eligible accident or illness stops you working. Some injury policies instead pay fixed amounts for specified injuries.
The benefits, exclusions and payment periods can vary considerably. We’ll help you understand what a policy actually covers and how it compares with longer-term Income Protection.
Speak to an adviserAll cover is subject to underwriting, eligibility and policy terms. Exclusions and waiting periods may apply. A policy only pays when its claim conditions are met.
Our team works with a wide range of leading UK insurers, carefully comparing policies, features and benefits to find the right level of protection for each client’s individual needs and circumstances.
Talk to Protected Life
Whether you’re arranging cover for the first time or reviewing an existing policy, start with a conversation about what matters to you.
